J.K. Rowling (http://en NULL.wikipedia NULL.org/wiki/Jk_rowling)–better known as author of the best-selling Harry Potter book series, and lesser known as a clear-thinking visionary who found success after beginning her adult life penniless and out of luck. She tells her story during the Commencement Address at the Annual Meeting of the Harvard Alumni Association in the video below, offering every 20-something some timely advice that’ll make you feel sooooo much better about life.